Congratulations on your new DJI Drone!
Because this unit is a high-performance international model, it offers cutting-edge features often unavailable through standard US retail channels. To ensure your investment is protected, please review the following coverage options.
1. Why Choose Third-Party Insurance?
Standard manufacturer protection (like DJI Care Refresh) is typically region-locked. For international units, savvy US pilots use third-party “Personal Articles” or “Hull” insurance, which often provides superior coverage for a lower annual cost.
2. Recommended: State Farm Personal Articles Policy (PAP)
Most recreational pilots in the US protect their drones through a State Farm Personal Articles Policy.
- Estimated Cost: Approximately $60–$75 per year.
- Key Benefits: Often features a $0 deductible and covers accidental damage, theft, and “mysterious disappearance” (fly-aways).
- How to Apply: Contact a local State Farm Agent and request a quote for a “Personal Articles Policy.” You will need the Proof of Purchase (Invoice) and the Serial Number provided with this unit.
- Note: This policy is generally for recreational use and may have restricted availability in CA and MA.
3. Professional & On-Demand Options
If you plan to use this drone for commercial work (e.g., real estate, inspections) or want hourly coverage, consider these specialized providers:
- SkyWatch.AI: Offers flexible, on-demand liability and “hull” (equipment) insurance starting at approximately $15/hour or through monthly/annual plans.
- BWI Aviation Insurance: A specialist in comprehensive drone and fleet protection for professional operators.
4. Technical Support
For setup assistance or technical questions, please refer to the official DJI Support Center for manuals and firmware updates.